Our Approach
Step 1 – Understanding your needs
We start by investing time in understanding your business and your current employment arrangements.
The next step is to flesh out which features you would like your company’s staff superannuation fund to have, which may include:
- access to an online clearing house to deal with Choice contributions
- automatic insurance cover for your staff
- staff education and support.
These are just some of the areas that we can discuss.
Step 2 –Review your existing arrangements
Once we have a solid understanding of your business and your requirements under the legislation, we will conduct a comprehensive review of your existing arrangements, which will answer such questions as:
- Does your current set-up comply with the legislation?
- Can you transact online?
- How is your fund being administered?
- What is the style and quality of your super fund’s communication with its members?
- What are the insurance arrangements for members?
- Is the default investment option appropriate?
- What financial planning advice and support are your employees getting?
- Fees and charges – we will conduct a comprehensive review of the fees and charges paid by your employees and assess their competitiveness against industry peers
We will work with you to develop a compelling offering for your employees that can encompass advice on their super or more broadly a comprehensive review of their goals and objectives.
Step 3 – Restructure or Reinvent
Now we’ve done your review we will determine whether it is appropriate to restructure or reinvent your superannuation offering. In other words shall we restructure/tweak what you already have without reinventing the wheel or tender out your requirements to the industry with a view to relaunching your whole approach?
Our Continued Service & Support
With Como as the servicing adviser to your plan, we can work out a formal service agreement that meets your employee and business needs. Such an agreement will ensure employees get accurate and timely information about their superannuation and your management has access to ongoing expert advice and support.
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